Chelo

Chelo
Missionary for Latin America

Friday, May 22, 2015

Article sent of our ECCU Bank from USA.

The Numbers Are in. There’s Money for Ministry.

by Jac La Tour
April 21, 2015
…for every animal of the forest is mine,
and the cattle on a thousand hills.

(Psalm 50:10)
Early in my walk with Jesus I heard a pastor mention this text to show that God has plenty of resources at his disposal for kingdom work. “To meet a need,” the pastor said, “all God has to do is sell one of his cattle.”
If cattle are a metaphor for money, then God has entrusted his people with huge herds. According to an infographic published by Missiographics, Christians earn most of the world’s income. In Latin America, it’s more than 90 percent of the total. In post-Christian Europe, it exceeds 75 percent.
When it comes to giving God’s cattle away, though, Christians aren’t so generous. Those in Latin America give just 1.3 percent of their income; in Europe it’s 1.7 percent.
But there’s good news in these numbers. They show that the money needed to fund ministry, including yours, is available. The challenge is helping believers see the value of selling more of God’s cattle. Here are a few ways you might use these statistics to show them:
  • Use the information in the infographic to report the contrast between North American giving and giving in the region where you serve, then tell a story of how one person’s life can be transformed by investing a specific amount of money.
  • Send a link to this blog to your supporters and invite them to send you creative ideas for getting more people engaged with your ministry.
  • Each time you write a fundraising letter or email, include a statistic or two from the infographic with an invitation to increase the generosity percentage by joining your support team.
As you consider how to use this infographic, keep one fundraising adage in mind. Statistics don’t prompt people to give. Stories do. So always focus your fundraising communication on a story and use the stats to help tell it.
Category: Missionary Minded 

From the Global Harvest Missions, about of our next evangelistic crusade in the University Baptist Church...!

Please join us in praying for the May 23-31- ECUADOR Partnership Evangelism and Teaching Mission. As you receive next month’s teaching letter, it will be just concluding.
Pray for GHM Latim America Associate Roberto Laredo A. and me as we minister alongside Pastor Joselito Orellana and the congregation of Iglesia Bautista Universitaria of Tumbaco Valley in the capital city of Quito.
 Ask that God will use our efforts to bring new urgency, boldness and conviction among the saints as we seek to equip the church to more effectively reach their country and the world with the Good News of Christ’s Gospel. Pray we will be used of the Lord as well to bring many lost people to the saving knowledge of Jesus during our brief days together. I look forward to sharing a report of all He did there with and through your partnership in the Gospel.
Be sure and check our Facebook page for daily photos and updates!
2 Corinthians 1:11 –“you also joining in helping us through your prayers, so that thanks may be given by many persons on our behalf for the favor bestowed on us through the prayers of many.”
Thank you sincerely for your intercession and financial support this month. It is a great honor and blessing to have you praying for us, being an ambassador for and encourager of this ministry, and for allowing us the honor of serving alongside you.
May Christ be our Anchor, our Chief Joy and Passion as we draw nearer to the day we will see  Him face to face.
AND MAY THAT DAY BE SOON- 2 Thesalonians 1:11-12!
In Christ's sufficiency,
Brother Stu
Rev. Stuart M. Tully
Global Harvest Missions
P.O Box 890010
Oklahoma City, OK- U.S.A 73189-0010
Phone: (405) 790-1204      
Mobile: (405) 823-1642

If you are a little sad, so you need to read something like this...!






Monday, April 27, 2015

MAYORDOMIA FINANCIERA CON FUNDAMENTO BÍBLICO

Cinco leyes para destruir la economía familiar, y también para restaurarla


El análisis de Andrés Panasiuk se basa en la parábola del Hijo Pródigo narrada en la Biblia en el evangelio de San Lucas. Foto: María Isabel Valarezo/ EL COMERCIO

26 de abril de 2015 11:40
“Estamos a fin de mes y ya no tengo dinero” es una frase que se repite con frecuencia y puede llevar a las familias a estados de estrés, preocupación, infelicidad y, en casos extremos al sobreendeudamiento por la falta de una cultura financiera y de control en los gastos.
Cómo restaurar la economía familiar fue el tema que trató este sábado 25 de abril del 2015 en Quito el conferencista argentino Andrés Panasiuk en la Iglesia Evangélica de Iñaquito, en el norte de la capital. 

Durante tres horas y frente a un auditorio de 530 personas, este comunicador y pastor evangélico de origen ucraniano contó cómo llega una familia a estar agobiada por las deudas y cuál es el camino para restaurar sus finanzas. El análisis de Panasiuk se basa en la parábola del Hijo Pródigo narrada en laBiblia en el evangelio de San Lucas.

Las cinco leyes irrefutables para la destrucción económica

Panasiuk, quien dirige el Instituto para la Cultura Financiera en Estados Unidos y es autor de los libros '¿Cómo salgo de mis deudas?' y '¿Cómo llego a fin de mes?', entre otros, describe los pasos que llevan a una persona o a una familia a los problemas económicos en cinco leyes.

1. La Ley del Corazón Infeliz

Cuando la persona busca adquirir o acumular bienes para llenar necesidades emocionales o afectivas más profundas puede terminar en una situación de sobreendeudamiento. La felicidad es una decisión personal, independientemente de un estrato económico del individuo. “Cuando yo soy feliz donde estoy, tenga cosas o no tenga cosas, no ando comprando estupideces con plata que no tengo. La felicidad es una decisión personal”.

2. La Ley del Alma Impaciente

La persona termina pagando con intereses el doble o el triple del precio de determinados bienes por quererlos tener de inmediato y adquirirlos a crédito, en lugar de ahorrar y comprarlos después de un par de meses o unos años. 

Según Panasiuk, la persona y la familia deben ser pacientes, no dejarse llevar por las ganas de tener un bien como un televisor o disfrutar de un viaje de manera inmediata pagándolo a crédito. Se debe ahorrar, esperar y disfrutar después de un tiempo de ese bien o servicio. A esto lo llama “gratificación diferida”.

3. La Ley del Espíritu Independiente

No rendir cuentas sobre las finanzas familiares es un problema. La persona o la familia deben tener un tercero de confianza o un asesor a quien rendirle cuentas sobre cómo está llevando su economía. Este tercero alertará a la familia cuando esté tomando malas decisiones financieras o se esté sobreendeudando.

4. La Ley de la Mente Desorganizada

La persona o la familia que no conoce y controla sus gastos se encaminan hacia la catástrofe económica. Es indispensable para una familia, según Panasiuk, conocer cuánto son los ingresos y los gastos. Si los gastos en vivienda, servicios, transporte, ropa, comida y entretenimiento son mayores a los ingresos, hay que corregir, poner límites por tipo de gasto y cumplirlos.

5. La Ley de la Siembra y la Cosecha

Si la familia y la persona siembra desorganización y desorden en sus finanzas, cosechará deudas, estrés y desdicha. Si, por el contrario, tiene límites, madurez, gratificación diferida y ahorra, cosechará prosperidad. 

“Existe una razón para mi situación financiera y el problema no es el Gobierno o la situación económica del país. Yo tengo que hacerme dueño y responsable de mis propios problemas. Cuando yo me responsabilizo puedo hallar de una la salida”, indica Panasiuk.

Las cinco leyes irrefutables para la restauración económica

Luego de evaluar cuáles son sus problemas económicos, la persona y la familia deben implementar una estrategia para solucionarlos. Aquí cinco líneas de acción o leyes para la restauración económica.

1. La Ley de las Manos Productivas

Si la persona o la familia quieren salir de sus deudas deben producir más, además de controlar y poner límites a sus gastos. 

Se puede optar por trabajar un día más a la semana o levantar un pequeño negocio para obtener un ingreso extra. ¿Cuáles son mis habilidades? ¿En qué soy bueno? ¿Qué es lo que hago mejor? son preguntas para arrancar un pequeño negocio o “chauchita” que genere un ingreso adicional.

2. La Ley del Corazón Humilde

Si la persona o la familia quieren salir de sus deudas deben limitar y recortar sus gastos. Esto puede llevarlos a bajar de estatus o estrato social: arrendar un departamento más barato en un barrio más humilde; cambiar a un auto usado o vender el auto; no salir a comer con frecuencia; dejar la televisión pagada; etc. 

Estos sacrificios pueden provocar que otras personas se burlen o vean a la familia de menos. Sea valiente, sea humilde y haga sacrificios, dice Panasiuk. ¿Qué debo sacrificar de mi estilo de vida?, es la pregunta a responder.

3. La Ley del Alma Arrepentida


Deje de culpar a los demás. Asuma la responsabilidad de sus malas decisiones financieras y enfrente sus deudas. ¿He sido impaciente, inmaduro, un comprador compulsivo? ¿Qué hice mal? Arrepiéntase y cambie.

4. La Ley de los Labios que confiesan

La persona o la familia necesitan tener un tercero de confianza a quien contarle su mala situación económica para que le ayude a salir con sus consejos, evalúe que está avanzando en su cambio de hábitos financieros y alerte si vuelve a caer en el sobreendeudamiento.

5. La Ley de los Pies Convertidos


Para salir de las deudas hay que plantearse un plan. Según Panasiuk, con el ingreso extra que genere la familia se deben comenzar a pagar las deudas más pequeñas pero que tienen mayores intereses. Allí se crea un efecto de cascada. 

Es decir, al abonar primero a las deudas más pequeñas, estas terminan más rápido y cada vez se tiene más dinero para abonar a las deudas mayores.

“Hemos sacado a personas que tienen deudas desde USD 3000 hasta USD 3 millones con estas leyes”, indica Panasiuk quien vivió en carne propia el sobreendeudamiento al tener deudas por decenas de miles de dólares en los años 80. Sin embargo, logró salir con disciplina y control

Saturday, April 25, 2015

From Calloftheandes Weblog. In Memorian of my dear brother Rev. Norman Emery

Posted by: calloftheandes | April 23, 2015

Laughter Accompanied Lifelong Mission Work of Norm Emery

Ever ready with a smile, a story or a laugh, Rev. Norm Emery likely disarmed any preconceived notions about missionaries being dour, grim-faced and humorless people. A longtime missionary in Ecuador, his storytelling and humor were renowned among Ecuadorians and expatriates alike.
Growing Up in Quito
Slightly built and affectionately known as both Mono (monkey) and El Peladito (the bald one), Emery held his listeners spellbound. This was due to his reputation as a storyteller, built up during decades of life in Ecuador.
His grasp of Ecuador’s rich heritage, customs, and people groups was renowned, and he had the uncanny ability to imitate regional accents. It all lent authenticity to his accounts, and “most of them had a humorous twist,” according to Dan Shedd, executive director for the Latin America Region of Reach Beyond (formerly HCJB Global).
Often Emery drew from the daily experiences of his life and ministry. That life ended on Saturday, April 11, at Doylestown Hospital in Doylestown, Pa. His spiritual influence continues however, among family, friends and churches in Ecuador and the U.S. He was 77.
Norman L. Emery was born on Oct. 23, 1937, in Cuenca, Ecuador, to Ralph and Ruth (Schwab) Emery, missionaries with the Christian and Missionary Alliance (C&MA). To a younger sister who had trouble saying “Norm,” he was Mono, and the nickname stuck in his later years. In Ecuador, with strong regional distinctions between coast and highlands, Mono may sometimes refer to a person from the coastal area. The fact it means “monkey” didn’t seem to bother him at all.
He and his siblings spent their school years in the C&MA dormitory in Quito while attending Alliance Academy International (AAI). At age 13 he began working with Radio Station HCJB, later becoming a control room operator. “As a senior in high school,” he later recounted, “I dedicated my life for missionary service.” The year was 1956, the same year that five evangelical missionaries were speared to death as they attempted to reach out with Christ’s love to the Waorani people.
After graduating from high school that same year, Emery attended Nyack College in New York where he majored in missions. That’s where he met fellow missions student, Kay Kieffer, whom he married in 1960. She became his ministry co-worker and mother of their three sons, Tad, Nathan and Peter. The Emerys became members of Calvary Church in Souderton, Pa., in 1968.
Returning to Ecuador
Norm and Kay served as missionaries in Ecuador, first with C&MA (1962-1968) and later with Reach Beyond (1970-2002). During a missionary career spanning 38 years, Emery held various jobs, including administrator of the Vozandes hospitals in Quito and Shell and field director for Ecuador.
Norm Emery delivers foodstuffs he to earthquake victims
Norm Emery delivers foodstuffs he to earthquake victims
He was “a team manager, committee member, car mechanic, diesel plant operator, pastor, translator, mentor and a great friend,” according to Doug and Darlene Peters, fellow students in Spanish language studies with Kay in San José, Costa Rica, in 1962. Already fluent in the language, Emery felt right at home.
“All his life he was careful to use what God had given him to minister to others,” added the Peterses, Reach Beyond retirees now living in Florida. “He had the characteristic of reaching people,” mentioned Luís Alcázar, an administrator in the systems department at Reach Beyond in Quito.
Emery didn’t mind being countercultural. “Everybody else wants to be served and not to serve, but that wasn’t Norman,” added Alcázar. “And that is why I wanted him involved in our home and asked him to perform our wedding.” Reach Beyond retiree Carmen Reinoso remembers Emery as “a great friend and servant to Ecuadorians, both within and beyond HCJB.”
Kay Emery recalls an incident while vacationing in a rustic cabin with no indoor plumbing at the beach resort town of Same in Ecuador. The family built a bonfire from the driftwood the evening of their arrival. “Next morning Norm decided to scoop some ashes from the bonfire and throw them down the outhouse,” Kay related. Emery had read somewhere that ashes would help neutralize the smell.
His teenage sons, with no idea what he was up to, observed from some distance as their father entered the outhouse with a shovelful of ashes. What everyone knew afterwards—including a blackened Norm—was that among the ashes were some live embers. The outhouse door closed, there was a moment’s pause, then a muffled boom, a “woosh” sound and dark gray clouds of ash billowed out from under the outhouse roof. Emery staggered out a second later, his entire upper body and head black with ash, the only white being his bewildered and blinking eyes. The gases in the pit of the outhouse had ignited as the live embers dropped.
Cross-cultural Sensitivity
Shedd, after agreeing to assume Emery’s responsibilities of managing all things related to the mission’s Ecuadorian labor force, said of his mentoring, “He was there all along to offer great godly advice.” And of his many stories, Shedd added that they “were often employed to lighten up a tense situation.” He could even get things smoothed out at the scene of a car accident involving a missionary, and was the longtime claims adjuster for the Society for Mutual Aid in the Southern Hemisphere, known by its acronym, SMASH.
Rodrigo Borja, president of Ecuador from 1988 to 1992,  receives a Bible from Norm Emery after awarding HCJB with a plaque recognizing its excellence in serving the Ecuadorian people.
Rodrigo Borja, president of Ecuador from 1988 to 1992, receives a Bible from Norm Emery after awarding a plaque to HCJB to recognize excellence in serving the Ecuadorian people.
Both formally and informally, Emery mentored non-Latin Americans in cultural sensitivity. A request for a favor or information could be expressed in a genteel way, according to Harold Goerzen, the mission’s senior editor who spent a decade in Ecuador. “Si fuera tan amable held me in good stead during my years in Quito,” observed Goerzen. The phrase is akin to “If you would be so kind.” Emery “kept me from falling into cultural mishaps,” offered Reach Beyond International Ministries Vice President Curt Cole.
Emery’s mentoring and pastoring was not limited to the mission compound, for he also served in Quito churches. Coupled with passion to see people rightly related to God through Christ was a biblically literate and stout-hearted defense of sound doctrine.
He told of once interpreting for a visiting speaker preaching in English at the El Inca church where he was on staff. Taking note partway through the visitor’s detour into divisive, erroneous doctrine, he bided his time but finally issued an ultimatum in English: get the sermon back on track or be subject to the interpreter dismissing the congregation and closing the service. Things went better after that.
“Norm always wore his Ecuadorian birth in his person. I know of no missionary who identified with the people as much as he did and he was beloved by the Ecuadorian staff like few others,” remembered another of the mission’s retirees, Tom Fulghum, now living in Arizona. “He lived his whole life in the service of others; he was the oil on troubled waters for many a situation.”
Retirement Years
Norm Emery and a staff person at the Anne Silverman Free Clinic at Doylestown Hospital
Norm Emery and a staff person at the Anne Silverman Free Clinic at Doylestown Hospital
During a period of time in the U.S., Emery served at Houghton College in New York and as an associate pastor at Calvary Church of Souderton. Then upon retiring, he interim pastored at Calvary Baptist Church in Reading, Pa., and later at Locust Valley Chapel in Coopersburg, Pa. He worked as an interpreter part-time at Language Services Associates of Willow Grove, Pa., and volunteered with the Anne Silverman Free Clinic at Doylestown Hospital. In the Souderton church, he enjoyed visiting people with the care services team.
In May 2012 the Emerys fulfilled the wishes of their oldest son, Tad, who died in August 2011 after an extended illness, to have his ashes deposited in the Pacific Ocean. Friends Dave and Kay Landers, missionary retirees living in California, recalled that “we felt blessed to be present for this moment of reminder that when we die we are taken into the arms of Jesus.” Kay Landers, who told of the water-biodegradable urn containing his ashes used in a simple ceremony, said, “We felt thankful to be with parents and brother at the moment when Tad was gently dropped into the sea by a loving father.”
In addition to Tad, Norm was preceded in death by his parents and his sister, Esther Gaertner. He is survived by his wife, Kay, of New Britain, Pa.; two sons, Nate of Chalfont, Pa.; and Peter (Jen), serving as missionaries with Extreme Response in Quito, Ecuador; and two grandsons, Noah and Aidan, of Quito.
Memorial services are planned for Quito on Sunday, May 17 from 4:00 to 6:00 p.m. at  the Larson conference center at Radio Station HCJB and at Calvary Church in Souderton, Pa., at 11 a.m. Saturday, June 27. Memorial contributions may be made to Dunamis c/o Extreme Response or Reach Beyond.Norm_Emery_16

Friday, April 24, 2015

The world’s languages, in 7 maps and charts

The world’s languages, in 7 maps and charts

April 23

These seven maps and charts, visualized by The Washington Post, will help you understand how diverse other parts of the world are in terms of languages.
1. Some continents have more languages than others
Not all continents are equally diverse in the number of spoken languages. Whereas Asia leads the statistics with 2,301 languages, Africa follows closely with 2,138.
There are about 1,300 languages in the Pacific, and 1,064 in South and North America. Europe, despite its many nation-states, is at the bottom of the pack with just 286.
2. These are the languages with the most native speakers
Chinese has more native speakers than any other language, followed by Hindi and Urdu, which have the same linguistic origins in northern India. English comes next with 527 million native speakers. Arabic is used by nearly 100 million more native speakers than Spanish.
The numbers are fascinating because they reflect the fact that two-thirds of the world's population share only 12 native languages. Those numbers were recently published by the University of Düsseldorf's Ulrich Ammon, who conducted a 15-year-long study.
His numbers are surprising, compared with the ones featured in the CIA's Factbook. According to the CIA, Spanish is spoken by 4.85 percent of the world's population and its use is even more widespread than English, which is spoken by 4.83 percent. However, the CIA numbers include only first native languages. Many people are bilingual, and whereas Spanish might be their first native language, English could be their second one. Ammon counts both first and second native language speakers.
The number for Portuguese is smaller than other sources suggest because not all Brazilians are native speakers. Some might also be surprised that Korean does not show up on the list: Indeed, it is nearly as widely spoken as Italian.
3. This map shows the countries with the most and least diversity of languages 
As our visualization of Greenberg's diversity index shows, the United States is not as linguistically diverse as many other nations.
If you randomly select two people in Cameroon, for instance, there is a 97 percent likelihood that they will have different mother tongues. In the United States, there is only a 33 percent likelihood that this is going to happen. You can click on the various countries shown in the map above to find out how the United States compares with other countries.
4. Many popular languages are spoken in more than just one country
The reason why English, French and Spanish are among the world's most widespread languages has its roots in the imperial past of the nations where they originate.
5. English is widely used as an official language
However, whether a country has English as its official language says little about how its citizens really communicate with one another. In some of the nations highlighted above, only a tiny minority learned English as a native language.
6. Nevertheless, most languages are spoken only by a handful of people. That's why about half of the world's languages will disappear by the end of the century
About 3 percent of the world's population accounts for 96 percent of all languages spoken today. Out of all languages in the world, 2,000 have fewer than 1,000 native speakers.
Hence, according to UNESCO estimates, which we visualized in the map above, about half of the world's spoken languages will disappear by the end of the century. You can click on the map to enlarge it.
Linguistic extinction will hit some countries and regions harder than others. In the United States, endangered languages are primarily located along the West coast, as well as in reservations of indigenous people in the Midwest.
Globally,the Amazon rain forest, sub-Saharan Africa, Oceania, Australia and Southeast Asia are about to lose the most languages.
7. This chart shows how many people learn a language all over the world
Whereas English lags behind in the number of native speakers, it is by far the world's most commonly studied language. Overall, more people learn English than French, Spanish, Italian, Japanese, German and Chinese combined.
Some languages have only recently gained attention: The number of U.S. colleges that teach Chinese has risen by 110 percent between 1990 and 2013, making the language more accessible. During the same time, the number of offered Russian college courses decreased by 30 percent.
Some language skills could be more rewarding than others. If you are able to speak German, Americans could earn $128,000 extra throughout their career, according to MIT scientist Albert Saiz. At least financially, German is worth twice as much as French and nearly three times as much as Spanish, for instance.
Related on WorldViews: 
30 fake maps that explain the world
These maps show world's least religious countries
How English soccer teams rule the world
Other visualizations you might be interested in: 
The second most spoken languages around the world (Olivet Nazarene University/ Digital Third Coast)

Saturday, April 11, 2015

Thanks a lot for your special greetings in my Jubilee year.

Hi everybody. I just to say thank you so much to All for your special greetings for my birthday. This is my jubilee year starting in april 2015 until april 2016. I have many dreams & big plans for this celebration, but... don't forget to pray please for my support for that. Thanks again folks and blessings to you. In Christ, Joselito.