About Me

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Quito, Pichincha, Ecuador
I´m baptist missionary by faith with PMM Inc.,USA I'm married and with my wife Anita have four marvelous daughters. Our principal ministry is theological education. My passion is write, preach & teach about my Lord Jesus, around my country Ecuador, and Latin America. Dr. Joselito Orellana. DMin. PhD. Born in Ecuador, in Piñas City, province of El Oro Living in Quito, since 1985. Baptist Pastor's 18 years old. It missionary for Latin America Palm Missionary Ministries Inc, USA. It is involved in the ministries of higher theological teaching, pastoral training, church ministry, family counseling, literature, and educational administration. Doctor of Ministry (DMin.) and Doctor of Theology (PhD) awarded by Vision International University, USA. UU. A.

Saturday, June 11, 2016

Importante nota desde el Banco Pichincha.

Organice sus finanzas
1.-
 
Establezca límites de gastos personales, los gastos en ropa, diversión y viajes pueden ser controlados. No gaste más de lo que pueda pagar cada mes.
2.-La tarjeta de crédito no debe ser usada para cubrir los vacíos presupuestarios, sino para obtener un beneficio de pago en decisiones de compra previamente planificadas
3.-No compre compulsivamente y sin un presupuesto mensual, pues esto genera el uso excesivo de su tarjeta de crédito  

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